Explore the critical intersection of mortgage lending, racial discrimination, and federal policy in this seminal work from The Urban Institute series. Based on a 1993 US Housing and Urban Development Conference, this book delves into the evidence of discrimination in mortgage lending and its significance. Featuring statistical research, industry counter-arguments, and landmark federal court decrees, it offers a comprehensive analysis. Discover the ongoing challenges and the vital need for collaboration among the housing industry, regulators, advocates, and researchers to eradicate racial bias in lending. A must-read for understanding housing equity and policy development.